Other Services

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Christmas Club

  • Minimum balance to open – $1.00
  • Deposit limitations – You make an unlimited number of deposits into your account. The minimum amount you can deposit is $1.00.
  • Club account withdrawal limitations – If any withdrawal(s) is/are made from this account before maturity, then this account may be closed. There may be a penalty for closing this account.
  • We offer accounts for the dollar amount of your choice per week for 50 weeks beginning in November of each year.
  • Interest is accrued at the passbook account rate and is paid at maturity.
  • Checks are issued in mid-October, just in time to Christmas shop!

Passbook Savings Account

  • Minimum balance: None
  • Interest: Compounded quarterly. Credited quarterly. Call us for our rates.

CD’s

  • Range in maturity: 3 months to 5 years
  • Automatically renewed
  • Anyone can open a Certificate of Deposit (CD)
  • Opening Balance: $500
  • Interest:
    • Rates are based on current market rates at the time of purchase and are a fixed rate until maturity. Call us for our rates.
    • May be paid by check or credited to another deposit account.
    • May be compounded semi-annually on certificates with maturities of six months or greater.
  • Early withdrawal: a penalty may be assessed

IRA’s

  • Almost anyone can open an IRA, certain requirements apply. Please contact an Associate for details.
  • Interest: Rates are based on current market rates at the time of purchase and are a fixed rate until maturity. Call us for our rates.
  • Minimum of $500.00 to open
  • Withdrawals with no penalty may be made after you have reached the age of 59 ½.  Disbursements may be made by check or credited to another deposit account.
  • Early withdrawal: a penalty may be assessed