Checking & Savings

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Checking Accounts

Regular Checking

Free M/C Debit Card
Opening Balance:
Balance to Avoid Service Charge: Based on an average daily collected balance.

  • $0.00 - $499.00 › $4.00 with 10 free checks each month*
  • $500.00 - $999.00 › No charge with 10 free check each month*
  • Over $1,000.00 › Free checking with unlimited checks

*Checks used in excess of the free amount are charged $0.15 each check.

Interest: None
Monthly Statement w/out Canceled Checks

NOW Checking

Free M/C Debit Card
Opening Balance: $1,000
Balance to Avoid Service Charge: $1,000*
Interest: Call us for our rates.
Unlimited check writing
*In the event your average balance drops below $1,000 for the monthly statement cycle, a $5.00 charge will be incurred.  There will be a $0.15 per check charge, and no interest is earned.

Monthly Statement with Imaged Items

“55” Plus Checking

Free M/C Debit Card
Opening Balance:
Balance to Avoid Service Charge:
Interest: Call us for our rates.

  • $0.00 - $999.00 › No interest paid
  • $1,000.00 & over › Unlimited free checking with interest paid*

Unlimited check writing
Monthly Statement with Imaged Items

Student Checking

Available upon request by persons enrolled in school
Free M/C Debit Card
Opening Balance:
Interest: None
10 free checks per month
*Checks used in excess of the free amount are charged $0.10 each check.
Monthly Statement w/out Canceled Checks

Money Market Deposit Accounts (MMDA)

Opening Balance: $2,500
Balance to Avoid Service Charge: $2,500
Service Charge: $10 per month
Interest: Call us for our rates.
Transfers from a MMDA to another account or to a third party by preauthorized, automatic or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.