Regular Checking Account

• Service Charges based on a Average Daily Collected Balance:

• $0.00 - $499.00                    $4.00 with 10 free checks each month

• $500.00 - $999.00                 No charge with 10 free checks each month  

• Over $1,000.00                     Free checking with unlimited checks.

*Checks used in excess of the free amount are charged $0.15 each check

 

Business Checking

• $5.00 monthly maintenance fee plus $ 0.15 for each check written. 

• Earn a 5% earning credit on the average collected balance up to service charge amount.

NOW Accounts

• Minimum balance to open a Now Account is $1,000
• Requires a $1,000 minimum balance
• In the event your average balance drops below $1,000 for the monthly statement cycle a $5.00 charge will be incurred.  There will be a $0.15 per check charge and no interest is earned.
• If the average balance is over $1,000.00 there will be no service charge. Interest will be earned and you may write unlimited checks.     
• At our discretion the interest rate and annual percentage yield may change at any time.  Please call us for current available rates.

"55" Plus Accounts

• Service Charges based on a Average Daily Collected Balance:

• $0.00 - $999.99                    Unlimited free checking with no interest paid.

• $1,000.00 and over                Unlimited free checking with interest paid.

• At our discretion the interest rate and annual percentage yield may change at any time.   

• Please call us for current available rates.

Student Checking

• Available upon request by persons enrolled in school

• 10 free checks per month with no interest earnings

*Checks used in excess of the free amount are charged $0.10 each check

Money Market Deposit Accounts (MMDA)

• Minimum balance to open a Money Market Deposit Account is $2,500.

• Requires a $2,500 minimum balance to avoid service charges.

• In the event your average balance drops below $2,500 for the monthly statement cycle, a $10.00 charge will be incurred and interest will no be paid.

• Transfers from a Money Market Deposit Account to another account or to a third party by preauthorized, automatic or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.

• At our discretion the interest rate and annual percentage yield may change at any time.  Please call us for current available rates.

 

Loans

Business Loans

The Hill Dodge Banking Company offers a wide range of business loans – from business start-up loans to commercial and agricultural real estate loans.

• Business Start-up Loans
• Equipment Purchase
• Vehicle Purchase
• Lines of Credit
• Commercial Real Estate
• Agricultural Real Estate

Stop by and see one of our local lending professionals today!

 

Personal Loans

Call or come by to see one of our lending professionals about purchasing a new or used auto or obtaining a personal, consumer or mortgage loan.

The Hill Dodge Banking Company is your lending source for Life’s pleasures or Life’s little emergencies.

• Auto Loans
• Home Equity Loans
• Consolidation
• Vacation Loans
• Personal Loans
• Home Loans

We offer competitive rates with personalized service!

 

 

Savings, CDs, IRAs, Etc...

Passbook Savings Account

• No Minimum Balance requirements
• Interest on your account will be compounded quarterly.  Interest will be credited quarterly.
• At our discretion, the interest rate and annual percentage yield may change any time.  Please call us for available rates.

 

Certificates Of Deposit

Our CD’s range in maturity from 3 month to 5 years and are automatically renewed.

• Minimum Balance to open - $500.00
• Interest rates are based on current market rates at the time of purchase and are a fixed rate until maturity.  Please call us for current available rates.
• Interest may be paid by check or credited to another deposit account.  Interest may be compounded semi-annually on certificates with maturities of 6 months or greater.
• A penalty may be assessed for early withdrawal.

Individual Retirement Account Certificates Of Deposit (IRA)

• Interest rates are based on current market rates at the time of purchase and are a fixed rate until maturity.
• Minimum Deposit to Open - $500.00
• Withdrawals with no penalty may be made after you have reached the age of 59 ½.  Disbursements may be made by check or credited to another deposit account.
• A penalty may be assessed for early withdrawal.

Christmas Club Account

• We offer accounts for the dollar amount of your choice per week for 50 weeks beginning in November of each year.
• Interest is accrued at the passbook account rate and is paid at maturity. 
• Checks are issued in mid-October, just in time to Christmas shop!